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A 3-step guide to determining your financial goals

You know the saying, if you can’t dream it, you can’t be it. Allow yourself to think about the best scenario for your finances. Maybe that includes: paying off your student loans in X time, buying real estate, taking a vacation, starting investing, paying off credit card debt — or something as simple as saving Y amount of money.

One way to do this is through Financial Vision Boards. (Check out our guide to Financial Vision Boards here.) These will not only help you brainstorm and think about what you want, but also envision what your life will be like when you have it.

Once you have the ideal, you can work your way towards more achievable, actionable goals. For example, you may not be able to pay off student loans, book that two week trip and start investing all at once, but you can certainly start tackling one of these! After identifying a priority goal to pursue, create a timeline and benchmarks to track along the way.

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